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| Executive Summary | PDF (41Kb) | ||
| Report (not including appendices) | PDF (134Kb) | ||
| Appendix A: Appendix Tables | PDF (68Kb) | ||
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Table 1: Sub-Prime Lenders Relative Concentration at Particular Household Income Levels |
PDF (21Kb) | ||
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Table 2: Subprime Lenders' Relative Concentration in Particular Ethnic Markets |
PDF (16Kb) | ||
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Table 3: Sub-Prime Lender Mortgages Recorded in Montgomery County Recorder's Office 1994-August 2001 |
PDF (11Kb) | ||
| Table 4: Geographic Pattern of Sub-Prime Loans | PDF (7Kb) | ||
| Table 5: Market Share of Sub-Prime Loans | PDF (5Kb) | ||
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Table 6: Summary Characteristics of Sampled Mortgages for those Lenders with some Mortgages with Predatory Characteristics |
PDF (16Kb) | ||
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Appendix B: Mortgage Foreclosures by Geographic Area 1994 and 2000 |
PDF (2,980Kb) | ||
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Ratio of Mortgage Foreclosures / Residential Properties, 1994-2000 |
PDF (234Kb) | JPG (193Kb) | |
| Montgomery County - north | PDF (309Kb) | JPG (193Kb) | |
| Montgomery County - south | PDF (305Kb) | JPG (184Kb) | |
| Butler Township/Vandalia/Clayton/Englewood/Union | PDF (250Kb) | JPG (148Kb) | |
| Centerville/Washington Township | PDF (223Kb) | JPG (127Kb) | |
| Dayton | PDF (240Kb) | JPG (143Kb) | |
| Harrison Township | PDF (182Kb) | JPG (109Kb) | |
| Huber Heights | PDF (198Kb) | JPG (121Kb) | |
| Jefferson Township | PDF (142Kb) | JPG (114Kb) | |
| Kettering | PDF (210Kb) | JPG (173Kb) | |
| Miamisburg/West Carrollton/Miami Township | PDF (239Kb) | JPG (197Kb) | |
| Moraine | PDF (145Kb) | JPG (90Kb) | |
| Riverside | PDF (134Kb) | JPG (167Kb) | |
| Trotwood | PDF (186Kb) | JPG (158Kb) | |
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Appendix C: Mortgage Foreclosures by Company 1994 - 2001 |
PDF (1,563Kb) | ||
| Aames Capital | PDF (134Kb) | JPG (89Kb) | |
| Bank of America | PDF (145Kb) | JPG (80Kb) | |
| Bank One Financial Services | PDF (145Kb) | JPG (77Kb) | |
| Centex Corporation | PDF (139Kb) | JPG (73Kb) | |
| Citigroup | PDF (154Kb) | JPG (87Kb) | |
| Conseco | PDF (137Kb) | JPG (75Kb) | |
| Household International | PDF (146Kb) | JPG (82Kb) | |
| Ocwen Financial | PDF (134Kb) | JPG (74Kb) | |
| Transamerica Insurance and Investment | PDF (144Kb) | JPG (79Kb) | |
| United Companies Financial | PDF (158Kb) | JPG (88Kb) | |
| Washington Mutual | PDF (141Kb) | JPG (77Kb) | |
